When it comes to the security of your jewellery, you don’t want to leave anything to chance. These three steps are essential to avoid loss or theft of your jewellery, and to have yourself covered in case you do misplace an item.
Store your jewellery in a safe
We’d all love to have our jewellery on display in our boudoirs to admire and for easy access, but the reality is that it’s not safe to do so. Nobody thinks they’ll be the target of burglars but break-ins can happen to anyone, so you need to be prepared.
Storing your jewellery in a safe is the best way to prevent thieves from taking off with your valuable jewellery items. The placement of your safe can also influence how often you wear your jewellery. If your safe is positioned on the ground and you’re someone who has difficulty kneeling down, you might find you rarely wear your pieces because they are so hard to access. In this case, it’s a good idea to have the safe installed somewhere where it's easy to reach.
Make sure your safe is professionally installed - if it isn’t fixed to the ground properly and there’s a theft, you may not be covered by insurance. Make sure you check with your insurance company.
Insure it!
Speaking of insurance, this is essential for anyone with fine jewellery! The first step is to purchase contents insurance, but it doesn’t stop there. Just because you have contents insurance doesn’t necessarily mean your expensive jewellery items are fully covered. Most insurance companies will require you to individually itemize high-value possessions. Read your policy carefully and check with your insurance provider to find out how to ensure your jewellery is covered. Check if the value of any of your items exceeds the maximum amount your insurance company will pay for them and ask to have those pieces specified on your policy to increase your cover.
You can find some helpful information about insurance of jewellery from the Association of Independent Jewellery Valuers (AIJV), the Jewellery Valuers Society and the Jewellers & Watchmakers Association and the Insurance and Savings Ombudsman.
Have your jewellery valued
If your pieces must be itemised on your insurance policy, you’ll need to have them valued. You don’t want to end up with only a fraction of what your jewellery is worth in the event that it’s lost, stolen or badly damaged. Orsini can provide valuations for insurance free of charge for our items purchased from us from our international brand partners (they have international recommended retail prices). As Orsini is the exclusive supplier of many of our brands, we have the expertise to provide valuations for our pieces from international designers.
However, if Sarah has created an engagement ring or bespoke item for you, we suggest having the piece valued independently of Orsini. Although Sarah is a diamond grader and is authorised to do valuations, we believe it is best practice for the valuer to be different to the seller so that you have full confidence in the value of your new item.
